There’s a lot to consider when shopping for insurance, and to get the best price you have to know the right questions to ask. You won’t know how hard we work for you though because we make it simple and convenient.
Whether your home is a house you own or rent, an apartment or condominium, or a mobile home, you have a lot of money and hard work tied up in your home, furniture, and other personal belongings. Home insurance lessens the hardship of damage to, or loss of, your things. But equally important is the protection it offers you for damage or injuries that might become your legal responsibility. Law suits arising from dog bites, slip and fall accidents, play injuries, serving of alcohol, and many other situations are commonplace. Your home insurance policy can be designed to protect you from these kinds of risks.
Cars, boats, trucks, snowmobiles, motorcycles, if you drive it, we can help you to insure it. With more than 20 top insurance companies to choose from, we find you the lowest prices without sacrificing quality.
Landlords insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside. Landlord insurance is often referred to as buy-to-let insurance, however buy-to-let insurance is a type of landlord insurance. It is important to distinguish between buy-to-let insurance which generally covers one property that has been purchased with a buy-to-let mortgage, and multi property insurance, which covers two or more properties. Each of these types of landlord insurance cover different things.
Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.
Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the name insured in addition to his or her primary policies. It is distinguished from excess insurance in that excess coverage goes into effect only when all underlying policies are totally exhausted, while umbrella is able to “drop down” to fill coverage gaps in underlying policies.