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It’s January of 2014, and there are still many confused about how to go through getting insurance because of the Affordable Care Act. Although the number of people signing up is significantly increasing as of the pass into the new year, some are still hesitant because they’re not sure of how it works, or are too afraid to ask questions and agreeing to stuff they don’t know about.

Have a look at the video above for a simple explanation of how it works.

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